If you have pain from missing teeth, it may be time to consider the possibility of dental implants. Dental implants are a long-lasting, effective option for restoring missing teeth and overall oral health. This procedure tends to be pricey, but there are many grants and financial aid options that can alleviate the cost.
How It Works
Dental implants are medical devices surgically implanted into the jaw to restore a person's ability to chew. This provides a solid base or support for the custom crowns. By doing this, the implant will prevent bone loss in the jaw and other discomfort.
There are several reasons why dental implants have become such a widely known procedure. Some of the benefits include:
- Implants can prevent further health complications such as bone loss and gum disease.
- Dental implants are a one-time deal. Once you get them, they should last you the rest of your life.
- They will prevent your other teeth from shifting and creating a wide space.
- Chewing pains will be drastically reduced.
- Dental implants have an appealing, polished cosmetic look once the crown is placed over it.
Aside from all the positives listed above, there are still some concerns to keep in mind before committing to dental implants.
- Like most surgeries, dental implant operations could come with potential health complications. Click here to see potential risks.
- Although the success rate is very high, there are occasional instances where the operation isn’t considered adequate.
- Dental implants can be costly, especially without insurance.
Dental implants can range in price depending on each person's case, their doctor, their insurance, and other factors. On average, the cost of one implant is $1,500 to $2,000. That is just for the implant; there are other costs to keep in mind, such as the crown, root extraction, and office visits. The total cost for an implant, with these fees in mind, is around $3,000 to $4,800.
Programs That Offer Grants
In order to make this procedure more affordable, there are grants and other options to explore:
- Medicaid: Medicaid is a government healthcare program serving low income individuals of all ages. They will only help pay for implants if you are deemed to be at a health risk without them. If you want dental implants strictly for cosmetic purposes, they will not provide aid.
- Dental Grants Program: This program is designed to help those looking for cosmetic dental procedures who may not be able to cover it all themselves. To be considered, you must complete an enrollment form, consult with a participating dentist, and accept financial responsibility for the portion of the procedure that isn’t covered. If you qualify, you may be eligible to receive a grant for up to 30% of the cost of dental implants.
- Charitable Smiles Program: This is a dental charity organization committed to helping those you cannot afford care. To be eligible you must go through a brief screening process to make sure you really cannot cover the cost of your dental bills. You must also be nominated by a loved one or medical provider which can be done here.
- Cosmetic Dentistry Grants: This is a non-profit program that is able to help cover patient’s dental implants. Anyone is encouraged to apply. This grant will not fully cover the cost of the procedure but can help immensely. To be eligible, fill out an application through the link provided. If you are currently in the process of reconstructive dentistry, you will not be considered.
- The New York Dental Grants Program:If you reside in the New York area, this program can provide you with a partial grant to help you receive dental implants. People of all income levels are encouraged to apply. To qualify, fill out an application through the website provided. In order to be considered, you must live within sixty miles of a dentist that works with the program.
Best Insurance Plans For Dental Implants
The top three insurance plans with dental implant coverage are around $50/month. These plans include:
- Diamond - Guardian Direct: This plan will cover 50% of the dental implant cost, effective immediately. The beauty of this plan is that you don’t need to go to an in-network dentist. Keep in mind that there may be a year long wait to receive partial coverage for your implants.
- Primestar Total - Ameritas: This plan will cover a percentage immediately, but 50% will take effect in the second year. There is no waiting period for dental implants with this plan. However, you will only receive 20% coverage if you are looking to do it the first year.
- Pinnacle Network - Spirit Dental & Vision: Insurance will cover a percentage for the first year, increase the second year, and reach 50% in year three. There’s no wait for dental implants. Also, after a few years, you will receive a $5,000 benefit limit for the year.
Dental implants can be an expensive process, but with the right financial assistance, you can achieve your goals. There are multiple ways to receive financial help, whether it’s through insurance or grant programs. Explore the opportunities above to see your eligibility.